UK rank (all employees)11th percentile
Take-home / year£12,000
Take-home / month£1,000
Take-home / week£231
Effective / hour£5.77
Where the money goes
| Gross salary | £12,000 |
|---|---|
| Income tax | £0 |
| National Insurance | £0 |
| Take-home pay | £12,000 |
Rest-of-UK tax rules, 2026/27 rates, 40h/week over 52 weeks, no pension or student loan. Adjust these in the calculator →
Live in Scotland? See £12,000 under Scottish tax rules →
Income tax band breakdown
| Band | Rate | On | Tax |
|---|---|---|---|
| Personal allowance | 0% | £12,000 | £0 |
You are in the below personal allowance band.
How £12,000 compares
By gross pay this salary sits at about the 10th percentile or below of full-time employees, and the 11th percentile of all employees (ONS ASHE via Nomis).
It is about 55% below the same-hours minimum-wage floor of £26,437 (£12.71/hr).
£12,000 after tax — FAQ
How much is £12,000 after tax?
A £12,000 gross salary leaves about £12,000 a year after tax — roughly £1,000 a month — once £0 income tax and £0 National Insurance are deducted (rest-of-UK rules, 2026/27, no pension or student loan).
What is £12,000 a year per month after tax?
About £1,000 a month, or roughly £231 a week, based on the £12,000 annual take-home for 2026/27.
How much tax do you pay on £12,000?
On £12,000 you pay about £0 in income tax and £0 in National Insurance, putting you in the below personal allowance band.
What is £12,000 a year per hour?
At 40 hours a week over 52 weeks, £12,000 is about £5.77 an hour gross, or £5.77 an hour after tax.
Is £12,000 a good salary in the UK?
£12,000 sits at about the 11th percentile of UK employees by gross pay, which is below the UK median, so lower than most people earn — though what counts as 'good' depends on your hours, location and outgoings.