£18,000 after tax

On a gross salary of £18,000 in the 2026/27 tax year, your take-home pay works out at £16,480 a year, or £1,373 each month. This total reflects deductions of £1,086 in income tax, charged at the basic rate of 20%, alongside £434 in National Insurance. A salary at this level sits at the 19th percentile among all UK employees.

UK rank (all employees)19th percentile
Take-home / year£16,480
Take-home / month£1,373
Take-home / week£317
Effective / hour£7.92

Where the money goes

Annual deductions
Gross salary£18,000
Income tax−£1,086
National Insurance−£434
Take-home pay£16,480

Rest-of-UK tax rules, 2026/27 rates, 40h/week over 52 weeks, no pension or student loan. Adjust these in the calculator →

Live in Scotland? See £18,000 under Scottish tax rules →

Income tax band breakdown

BandRateOnTax
Personal allowance0%£12,570£0
Basic rate20%£5,430£1,086

You are in the basic rate (20%) band.

How £18,000 compares

By gross pay this salary sits at about the 10th percentile or below of full-time employees, and the 19th percentile of all employees (ONS ASHE via Nomis).

It is about 32% below the same-hours minimum-wage floor of £26,437 (£12.71/hr).

£18,000 after tax — FAQ

How much is £18,000 after tax?
A £18,000 gross salary leaves about £16,480 a year after tax — roughly £1,373 a month — once £1,086 income tax and £434 National Insurance are deducted (rest-of-UK rules, 2026/27, no pension or student loan).
What is £18,000 a year per month after tax?
About £1,373 a month, or roughly £317 a week, based on the £16,480 annual take-home for 2026/27.
How much tax do you pay on £18,000?
On £18,000 you pay about £1,086 in income tax and £434 in National Insurance, putting you in the basic rate (20%) band.
What is £18,000 a year per hour?
At 40 hours a week over 52 weeks, £18,000 is about £8.65 an hour gross, or £7.92 an hour after tax.
Is £18,000 a good salary in the UK?
£18,000 sits at about the 19th percentile of UK employees by gross pay, which is below the UK median, so lower than most people earn — though what counts as 'good' depends on your hours, location and outgoings.

Open the full calculator →