Where the money goes
| Gross salary | £31,000 |
|---|---|
| Income tax | −£3,686 |
| National Insurance | −£1,474 |
| Take-home pay | £25,840 |
Rest-of-UK tax rules, 2026/27 rates, 40h/week over 52 weeks, no pension or student loan. Adjust these in the calculator →
Live in Scotland? See £31,000 under Scottish tax rules →
Income tax band breakdown
| Band | Rate | On | Tax |
|---|---|---|---|
| Personal allowance | 0% | £12,570 | £0 |
| Basic rate | 20% | £18,430 | £3,686 |
You are in the basic rate (20%) band.
How £31,000 compares
By gross pay this salary sits at about the 30th percentile of full-time employees, and the 46th percentile of all employees (ONS ASHE via Nomis).
It is about 17% above the same-hours minimum-wage floor of £26,437 (£12.71/hr).